Hi.  I’m glad you’re here.
Financial Fitness: Staying on Track.  A budget is the “Adult” thing to do.  Tired of being stress out every time you go to the mailbox?
Gain control of your life and start a budget.
Below are lots of reasons people fail to make a budget.  There is so much debt it seems hopeless, they go along in the moment, or work is hit or miss. Regardless of the reason, lots of people need help keeping a budget.
Here are some super easy to follow tips on how to stay on budget.  This is some great insight on budgeting.

Financial Fitness: Staying on Track

 From Visually.
After reading this post don’t give up if this is you.  Because you can take control of your finance today.
  • First of all review the 9 tips to fixing your finances.
  • So take one step at a time.  If overwhelmed, take a break.  But don’t give up.  Start today!  Take the first step.
  • Also know how much you owe.  This can be very depressing, but you can’t be in control if you are working in the dark.
  • Start some simple challenges.  Try taking your lunch to work.  Plan meals at home.  Furthermore, plan a ‘No Spend’ weekend.  Checkout what is going on in your city.  Go for a walk in the park.  Have a Movie night or a movie themed weekend.
  • After these simple steps you will be ready to create a budget.  Adjust it as needed, but stick to your budget.  Try a cash envelop system at first.  When the money is gone, it’s gone.
  • Learn how debt works.  There is good debt( car payment) and bad debt( Payday loan).  Avoid bad debt!
  • Don’t spend money you don’t have.  It’s really that simple.
  • Don’t go it alone.  You aren’t the only person who has ever been in debt.  There are several places to get financial advice, just be sure they are legit.  Talk to your bank, your family or even your friends.
  • Learn as much as you can about budgeting, financing and investing.  You don’t know, what you don’t know, when you don’t know it.
  • Therefore talk about money with your spouse, significant other and family.  Learn from each other and make sure you have the same financial goals.

I didn’t always have a budget.  Because I went through a time when I had no idea how much debt I had, I also had no idea how much money I made.  Therefore, I was living pay check to pay check.

Do you have a budget?  How did you fix your finances?  I would love to hear from you.

Financial Fitness: Staying on Track

It’s getting close to the end of September, Christmas will be here before you know it.  Don’t get caught without Christmas money.  Start a Super Easy Christmas Savings Plan